The state of Michigan requires all beneficiaries to take an income test before becoming eligible for Medicaid, which varies depending on age, according to the Michigan Department of Health and Human Services. Adults must pass both income and asset tests before being eligible depending on the type of program.
Children under 19 years who pass the income test enroll under the Medicaid health plan that offers comprehensive coverage, with benefits including mental health, dental and vision. Children under this plan do not pay premiums, explains MDHHS. Adults under 21 years must take both the income and asset tests before enrolling under Medicaid. If their income is above the income limit, they can still qualify but must pay deductibles. Their medical expenses may exceed their deductibles, and yet they still qualify for Medicaid.
Special disabled children who benefited from Supplementary Security Income on Aug. 22, 1996, are eligible if they meet SSI income standards and qualified as disabled children before revision of the child disability definition in 1996, states MDHHS. Caretaker relatives are eligible for Medicaid if they pass both asset and income tests. During pregnancy, a woman is eligible for Medicaid if she passes the income test. If the income exceeds the limit, the woman pays a deductible. She may still qualify if she exceeds her deductible. Aged, blind and disabled adults are eligible for Medicaid if they pass the income and asset tests. If their income exceeds the limit, they are assigned deductibles.