Wonga lends customers a maximum of £400 to new customers and £1,000 to existing customers for terms of up to 45 days. Those requesting loans must be 18 years of age or over, live in the UK, have a mobile phone, and possess a bank account and debit card.
Individuals who want a short-term Wonga loan can fill out the online application at the company's official website, as of October 2015. Easy-to-use slider bars allow applicants to choose the amount of money needed and select the amount of time desired for repayment. The company responds to application requests quickly and deposits funds to customers' bank accounts in as little as five minutes, depending on the bank.