Q:

What are the maximum earnings a couple can earn while contributing to a Roth IRA?

A:

Quick Answer

The maximum earnings that a married couple can earn while contributing to a Roth IRA is $191,000. In order to contribute up to the annual limit, the gross adjusted income of a married couple filing jointly must not exceed $181,000.

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Full Answer

If the adjusted gross income of a married couple crosses the $181,000 mark, the amount that they are able to contribute to a Roth IRA decreases. If they are married but filing separately, their adjusted gross income must be less than $110,000 to contribute the full amount, and earning over $129,000 in a year disqualifies them from contributing at all.

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