What Are the Maximum Earnings a Couple Can Earn While Contributing to a Roth IRA?


Quick Answer

The maximum earnings that a married couple can earn while contributing to a Roth IRA is $191,000. In order to contribute up to the annual limit, the gross adjusted income of a married couple filing jointly must not exceed $181,000.

Continue Reading
Related Videos

Full Answer

If the adjusted gross income of a married couple crosses the $181,000 mark, the amount that they are able to contribute to a Roth IRA decreases. If they are married but filing separately, their adjusted gross income must be less than $110,000 to contribute the full amount, and earning over $129,000 in a year disqualifies them from contributing at all.

Learn more about Financial Planning

Related Questions