What Is a Max Credit Score?


Quick Answer

The maximum FICO credit score is 850, and the maximum on the VantageScore scale is 990. The maximum credit score is the highest rating that can be achieved on the given scale.

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Full Answer

A credit score is a rating that is used to determine the likelihood that a debt is repaid. Creditors use credit scores when deciding whether to extend a loan to an applicant. A credit score is also used to determine the interest rate of the loan. Many factors determine a credit score, such as the current amount of debt, whether the person pays his bills on time and how many recent credit applications the person has made. Another factor is the ratio of credit used to available credit.

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