According to a 2013 report from the U.S. Department of Transportation's National Highway Traffic Safety Administration, there were 5,615,000 car accidents in the United States in 2012. In 2011, there were 5,338,000 car accidents.Continue Reading
A total of 33,561 people died in car accidents in the United States in 2012, which represented an increase of 1,082 over the previous year's fatalities. However, 2011 was the lowest level of car accident deaths since 1949, and the NHTSA still considered these trends to represent historic lows. Most of the fatal car accidents in 2012 — a total of 72 percent — occurred during the first quarter of the year.
The NHTSA also noted that 2012 marked increases in fatalities among motorcycle riders (4,957) and pedestrians (4,743), as well as fatalities resulting from accidents related to alcohol-impaired driving (10,322).Learn more about Insurance
Condo association insurance is an insurance policy carried by the condominium association that insures against accidents and injuries that occur on the condominium complex's common grounds. Damage to the exterior of the association's buildings is covered under condo association insurance.Full Answer >
Insurance is essentially a group-oriented risk management strategy: insurance companies cover individuals and families in the event of losses and accidents by pooling money received by people with similar risks, which allows the sharing of losses and expenses. Insurance acts as a protective mechanism for citizens and companies. It requires some financial sacrifice by customers, but those people in turn receive financial coverage in the event of unforeseen accidents, ensuring they never have a total loss.Full Answer >
One option for someone who wants to insure a car that he doesn't own is to be listed as an insured driver on the owner's auto insurance policy. Another option is to simply buy the car from the actual owner and then insure it.Full Answer >
The National Flood Insurance Program gives the designation AE to areas that have a 1 percent probability of flooding in an year, explains Insure.com. Additionally, such localities are considered to have a 26 percent chance of flooding in the course of a 30-year mortgage.Full Answer >