Cardholders register the credit card to create an online account that allows payment management. Users pay the monthly credit card bill, set up recurring payments, view payment history and see upcoming payments from the online account page.
Customers can find the website for the credit card on a current statement. The user clicks the link to create an account or register a card, depending on the wording used by the company. The registration process requires details for the account, such as the credit card number, name and social security number.
Once registered, the user signs in to reach the account home page. The navigation varies by credit card company, but the user should see a payments tab or link from the main page. This section allows users to manage everything related to payments.
Credit card users typically have the option to either make a one-time payment or set up recurring payments that come out automatically each month. Payment options usually include paying the minimum due, account balance or another amount. The user must enter bank account information for the payment. Customers usually have the option to save the account information for future payments.
The online account access allows the user to check the due date for the bill. Some credit card payments allow same-day payments, while others require a date at least one day in the future. The user usually has the option of choosing a date several days or weeks in the future.