To pay for a JCPenney credit card bill, send a money order or check by mail, or visit the JCPenney Online Credit Center, according to the company. Another payment option is to pay in store by presenting a money order, check or cash at a JCPenney department store.
To pay online, log in to the Online Credit Center, and select Pay My Bill, instructs JCPenney. Provide your checking account details, and select your desired payment amount and date for drafting the payment from your checking account. The company applies JCPenney credit card payments according to the scheduled payment date. It usually takes payments up to three days to post to a cardholder's account.