Make an Aetna disability payment claim by asking your benefits administrator to provide instructions for filing a claim as soon as you or your doctor think you qualify. To qualify, your disability must last at least as long as the elimination period, according to Aetna.
The elimination period for a short-term disability claim starts when your eligibility to receive payments begins, and it ends when payments start. If you recover from this disability, but it reoccurs at a later time, there is no further elimination period. In order to qualify for payments, your disability must fit the plan's definition of disability while covered under the plan, as stated by Aetna.