Q:

Do any major credit cards allow you to pre-qualify online?

A:

Quick Answer

Several major credit card companies, including American Express, Capital One and Discover, allow customers to pre-qualify for cards online, as stated by Magnify Money. These pre-qualification offers give consumers a basic idea of what card applications they may have a better chance of getting approved.

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Do any major credit cards allow you to pre-qualify online?
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Full Answer

Whether received through the mail or filled out online, a credit card pre-approval is not a guarantee of getting approved for a credit card. Pre-approval means that the potential card applicant fits a basic credit profile used by companies to narrow down applicants, as stated by CreditCards.com. The pre-approval form is also considered a 'soft' credit inquiry, meaning it doesn't negatively impact the potential card applicant's credit report.

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