What are the main parts of a check?


Quick Answer

The main parts of a check include the sections with the drawer's personal information, the payee, the amount of the check and the signature line. A check also includes the bank’s contact information, its American Bankers Association number, the drawer's account number and the serial number of the check, according to About.com.

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Full Answer

The check typically contains the drawer's personally identifying information, including address and phone number, reports Hands on Banking. However, some drawers limit the amount of information on their checks to protect privacy, says About.com.

The payee line on the check specifies the recipient of the funds. Only the named payee has the right to negotiate, cash or endorse the check. The check has two parts where the drawer indicates the dollar amount in figures and again with words. In case the amounts do not match, the amount written in words takes priority over the amount indicated in figures, notes About.com.

The signature line bears the drawer’s signature, which authorizes a bank to release the funds. About.com advises reviewing each section of a check to ensure it bears accurate details before signing the check. The drawer’s bank account number appears at the bottom of the check in computer-readable print to assist with automated processing. The check's serial number helps the drawer to keep track of outstanding checks.

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