Lowe's provides credit card applications in its stores or on its website, Lowes.com. To access the online application, click on Credit Card Services, and select Apply from the left navigation. Fill out and submit the application.
Lowe's provides the application in both English and Spanish. Lowe's offers its credit card holders online account management tools, an online bill paying option and a payment calculator for budgeting special projects. As of 2015, Lowe's allows applicants to choose the look of their cards from two different designs. Lowe's also offers business credit cards and provides that application on the website as well.