The time that it takes to process a car insurance claim will vary depending on how quickly the vehicle inspection is performed, according to Farmers. However, if the inspection is performed and the insurance company and consumer agree on a settlement, the process can move very quickly.
Some claims can take several months to process, settle and for payment, explains Farmers. This can be because there is a dispute between the two parties in an accident, there are questions regarding liability or the arbitration takes longer than expected. The time frame can be longer for claims that involve injuries or fatalities.