How long does insurance claims processing usually take?


Quick Answer

Insurance claim processing can take anywhere from 15 days to 90 days in Ohio, according to the Ohio Department of Insurance. However, this processing period is different in other states and the underlying circumstances.

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Full Answer

If the third-party payer doesn't require any supporting documents, the process can take 30 days, notes the Ohio Department of Insurance. This process can take up to 45 days if the payer calls for extra documentation. A payer has the option to pay or deny the claim if the claimant files the claim more than a year after the last service date.

The state of California requires the payer to receive the claims within 15 days and pay the claim within 40 days, states Insurance.com. In Texas, the payer can extend the processing period to 45 days after acknowledgement of the claim. South Carolina doesn't give a definite time for processing a claim.

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