How long do I have to file a car accident claim?


Quick Answer

The time frame in which a car accident claim must be filed is established by the terms and conditions of one's insurance policy. The failure to submit a claim by the deadline set forth in an insurance policy gives a car insurance company the legal ability to reject a claim for damages and injuries outright.

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How long do I have to file a car accident claim?
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Full Answer

In some cases, a claim needs to be filed not only with an individual's own car insurance company but with the carrier covering the driver of the other car involved in an automobile accident. As a general rule, a person involved in a car accident should report the collision to the appropriate automobile insurance company or companies within a day or two following the event.

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