How Long Does It Take to Get a Credit Card?


Quick Answer

The length of time needed to get a credit card varies depending on the lender. Many credit card companies have the card in the consumer's hands within 14 business days from the date when the application was approved.

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Full Answer

Consumers who do not receive an instant approval after submitting an application online can expect to receive a response by mail within seven to 10 business days. If an application was submitted by mail, the applicant should expect a longer turnaround time since the application must be entered into a computer. If the application is approved, the card is mailed to the account holder. The credit card must be activated before it can be used to make purchases.

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