All Fingerhut credit applications are processed online through the company's website, Fingerhut.com. The credit decision typically takes a few minutes. Applicants can apply on their own or use the customer number they received through regular mail or email.
Fingerhut is an online retailer that allows consumers to buy everyday home items with low monthly payments, according to Fingerhut.com. The company sells home items, furniture, bed and bath products, sports equipment, and electronics. The company also has a large selection of toys, baby items, clothing, shoes, and health and beauty products available. Every item can be purchased using a store-issued line of credit to make costs more manageable for customers.