Women who own businesses can pursue loan options through the Small Business Administration and through various lending programs geared toward women. The SBA's Office of Women Business Owners links female business owners with good business credit and a workable business plan to loans, according to the SBA. The SBA also directs women to organizations that can help them apply for loans, including the National Women's Business Council and the Gateway for Women-Owned Businesses Selling to the Government.
Other organizations that offer small business loans and grants to female business owners include Phenomenelle Angels Fund, the Women's Venture Capital Fund, the Women's Venture Fund and Golden Seeds, according to NerdWallet. Phenomenelle Angels Fund provides funding to companies in the Midwest with at least one woman or minority owner or executive. The Women's Venture Capital Fund focuses on women-owned businesses in the tech or environmental fields.
Female entrepreneurs in the New Jersey or New York areas can turn to the Women's Venture Fund for small business loans. Golden Seeds provides startup money for women opening businesses in fields where they're likely to bring in revenue of at least $1 million per year, as NerdWallet notes. In addition, Union Bank has relaxed loan requirements for women-owned companies that have been in business for at least two years.