Walmart layaway lets customers reserve purchases with a total value of $50 or more by making a down payment and agreeing to periodic installments. The service is only available for the holiday season lasting from mid-September to mid-December. As of August 2013, Walmart terminated the opening fee applied to purchase balances, making layaway service free. Customers must pick up the reserved items and finish payment by the December end date.Continue Reading
Layaway is only available for in-store purchases, and select stores offer year-round service for customers buying jewelry. Each item must be at least $15, and qualifying purchases are typically limited to jewelry, electronics, toys, small appliances and sporting goods. In 2013, Walmart expanded the layaway selection to include infant toys and car electronics, while wireless contract-based phones are excluded. The initial down payment must equal 10 percent of the balance or $10, depending on which amount is greater.
Customers open a layaway account at Walmart service desks, but installment payments can be completed at normal registers. If customers decide to cancel layaway purchases, they are charged a $10 fee and reimbursed for any previous payments. In some cases, items must be stored off-site, and customers are given a longer grace period for pickup. Walmart's standard policies on returns and ad matching also apply to layaway purchases, allowing customers to pursue refunds, exchanges or price reductions.Learn more about Marketing & Sales
As of Jan. 25, 2015, Walmart's layaway policy includes a minimum down payment with no opening fee on purchases totaling $50 dollars or more. In 2014, Walmart's layaway program ran from Sept. 12 to Dec. 15.Full Answer >
Walmart customers can save money on groceries by using the price match option, stocking up on sale items, using the Savings Catcher program and finding clearance food items. These strategies combined with Walmart's typically lower prices can save consumers a lot of money on groceries.Full Answer >
Email, mail and calling via a toll-free phone number are ways in which customers can file complaints with Walmart. The company requires all complaints to be sent directly to corporate headquarters, as opposed to individual Walmart stores.Full Answer >
A Walmart MoneyCard is a prepaid Visa debit card used to purchase goods and services from Wal-Mart and any other business that accept debit cards as payment. Walmart MoneyCard users determine how much money to add to the card, which may limit the amount available to spend.Full Answer >