Kmart offers layaway options online for all products that have indicate "Layaway Available" on the product page. From the Kmart homepage, customers can click on Layaway to see an overview of all products that have this payment option. Layaway is also available in most Kmart stores.
All of Kmart's online layaway contracts have a duration of eight weeks, while customers who buy in store can also opt for a 12-week contract. The service fee for the eight-week layaway option is $5, and the service fee for the 12-week layaway option is $10 as of 2015. Customers must pay a down payment of $10 (including the service fee) and need to make biweekly payments in the store or online. Once they have paid the last biweekly payment, customers can pick up their purchases from the store.