TD Bank provides standard checking and savings accounts to its personal banking clients, along with tax-free savings account options. Other bank offerings include credit cards, loans and lines of credit, mortgages, foreign currency exchanges and various insurance products.
As of July 2015, the company offers three types of personal checking accounts. The everyday account option is available for $11 per month, while the unlimited account carries a $15 monthly fee and the all-inclusive account costs $30 per month. These fees are waived with minimum account balances of $3,000, $4,000 and $5,000, respectively. Both all-inclusive and unlimited account options include unlimited monthly transactions, while the everyday account includes 25 free transactions per month. Mobile check deposits are free for each account, while the all-inclusive account also offers no-fee access to non-TD and foreign ATMs.
The bank's two savings account options are the everyday and high interest savings accounts, as of July 2015. Neither have a monthly fee, while the everyday savings account also has no fees for transfers and allows one free debit transaction per month. The high interest account charges $5 per transaction, which is waived with a minimum $25,000 balance, and also offers premium interest rates.
Customers have access to EasyWeb online banking that allows them to pay bills, transfer funds and monitor account activity, as well as a mobile application. TD also provides its clients with access to more than 4,000 ATMs in Canada and the United States, as well as branch services with extended morning and evening hours and Sunday service.