What kinds of health care plans does Florida Blue offer?


Quick Answer

Florida Blue offers health care plans for individuals and families, Medicare recipients and businesses. Health, dental and life insurance plans are available, as well as accident, critical illness and hospital indemnity plans, as stated on the Florida Blue website. The health care coverage is provided by Blue Cross and Blue Shield of Florida.

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Full Answer

Health care plan packages available through Florida Blue offer a variety of benefits, notes Florida Blue. The BlueSelect Essential 1452 package features a less expensive monthly premium in exchange for a slightly higher deductible than ones available in some of the higher-end plans. The BlueOptions Essential (HSA) 1409, for example, has a much lower deductible in comparison, and there is no copay for office visits. Prescription prices and standard features remain consistent across both plans.

Qualified Dental plans offered by Florida Blue include the BlueDental Copayment QF, which provides pediatric and adult benefits and a predictable copay for all services performed in the network, explains Florida Blue. BlueDental Choice QF allows patients to visit any dentist anywhere, while adding the benefit of lower out-of-pocket expenses.

Life insurance plans are available to individuals ages 18 to 64, states Florida Blue. LifeEssentials Term Life Insurance is an affordable term life package that is customizable to the individual's needs. Purchasers choose between initial term periods of 10, 15, 20, 25 or 30 years, and select coverage amounts of $25,000, $50,000, $75,000 or $100,000. This information and more is available by accessing the Florida Blue website.

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