Q:

What kinds of credit cards does Discover offer?

A:

Quick Answer

Discover offers three types of credit cards: Discover it, Discover it chrome for Students, and Discover Business, as stated by Discover. Discover also offers other banking services, such as student loans, home loans, personal loans and banking accounts.

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What kinds of credit cards does Discover offer?
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Full Answer

Discover it users enjoy 5 percent cash back on select categories each quarter and 1 percent cash back on all other purchases, as shown on the Discover website. Users may access account options and customer service online or by telephone at any time. The card offers monthly FICO credit score updates and has no annual fees, over-the-limit fees, or foreign transaction fees. There is no introductory APR for the first 14 months on purchases and balance transfers, but each balance transfer incurs a 3 percent fee.

Discover it chrome for Students is available for consumers who may not have an extensive credit history or who currently attend school, according to Discover. The card offers 2 percent cash back on gas station and restaurant purchases and 1 percent cash back on all other purchases, which can be redeemed as statement credit or as a form of payment on Amazon.com. Users also enjoy no annual fees, 24-hour customer service and accessibility, and monthly FICO reports. Discover's student card has no ARP on purchases for the first six months.

For business owners, Discover Business is available and has 5 percent cash back on office supplies, 2 percent cash back on gas, and 1 percent cash on all other purchases, as stated by Money Crashers. Discover Business possesses the same perks as Discover it, such as no annual or over-the-limit fees. In addition, Discover provides cardholders with finance information, marketing tools, and web strategy resources.

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