The Berkley Group, under the name AON, offers professional liability insurance to independent contractors, sole proprietors, home-based travel agents and professional travel agencies, as noted on the Berkely.com home page. Additionally, the Berkley Group provides several insurance programs for individual travelers and their belongings.
As of 2015, The Berkley Group offers two distinct liability insurance plans for travel agents and agencies. The first is the Travel Agent Value Insurance Plan, which provides independent travel agents and sole proprietors competitive liability coverage at reduced rates, according to Berkely.com. The second is a more comprehensive Errors & Omissions policy for travel agencies and tour operators. The E&O policy includes coverage for various types of bodily injuries and property damage and responds to claims brought in any part of the world.
The Berkley Group allows individual travelers to customize their travel insurance and protection plans to include as much or as little coverage as they desire. This includes coverage for significant trip delays and cancellations, as well as potential reimbursement for any lost or stolen personal effects, rental car damage, emergency evacuations, or medical expenses, according to the TravelClaim.com coverage page. There is no time limit on filing an insurance claim with the Berkley Group once a policy is purchased.