What Kind of Insurance Plans Does Alberta Health Care Offer?


Quick Answer

Alberta Health is responsible for creating the health system rules and regulations in Alberta, and the ministry offers the Alberta Health Care Insurance Plan for qualifying residents of the province, explains the official website. The insurance plan covers hospital and medically necessary physician services, including medical exams, necessary surgery and standard ward hospitalization.

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Full Answer

Alberta Health allots health funding for the province and supervises local programs, states the website. Alberta Health Services delivers health services under the direction of the Office of the Chief Medical Officer of Health.

The Alberta Health Care Insurance Plan covers basic services, such as private nursing care, implants and artificial devices approved by the Minister, essential nursing services, and certain medical procedures, reports the website. Other covered basic services include medications administered in a hospital and use of an operating room, a radiotherapy facility or a physical therapy facility. The insurance plan also covers highly specialized surgery, such as major heart surgery and organ transplants.

The Alberta Health Care Insurance Plan covers select dental and oral surgical health services, but it does not cover routine dental care, notes the website. Podiatry and optometry are also health services with partial coverage. However, children below 18 years old and seniors age 65 and older are eligible to receive full coverage for eye exams in hospitals or eye clinics in Alberta.

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