The type of health insurance that is best varies widely depending on an individual's financial situation and health care needs. Some families may need ongoing coverage, while others may need insurance only for emergency care, says About.com. This makes it important to carefully evaluate policies before buying.
It's important to check insurance plan fees and coverage carefully to ensure that the coverage is relevant, according to U.S. News and World Report. Individuals should consider their income, their health status, their need for mental health coverage and maternity coverage, and their need for prescription coverage as they evaluate potential health insurance providers.