Q:

What kind of checking accounts are available at Kearny Federal Savings Bank?

A:

Quick Answer

Kearny Federal Savings Bank offers an array of checking accounts, including High Yield Checking and StarBanking Plus. A High Yield Checking account has a minimum balance requirement of $1, while the StarBanking Plus account has a minimum balance requirement of $20,000 in combined balances.

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Full Answer

Except for the E-Z Banking checking account, all other accounts offer interest on deposits. The High Yield checking account offers the highest interest rate, and it is based on a tiered system according to the average deposits held in the account.

For these accounts to have no monthly maintenance fee, they must receive a monthly direct deposit. The High Yield checking account can also meet this requirement by having more than 10 monthly debit card purchases.

For customers with basic banking needs, Kearny Federal Savings Bank offers the E-Z Checking account. This account haas an initial deposit requirement of $25, and a minimum balance requirement of $1. There are no monthly maintenance fees for the E-Z Checking account. However, this account does not earn any interest on deposits.

All checking accounts at Kearny Federal Savings Banks offer unlimited check writing, monthly statements with check images, free ATM/debit MasterCard, and free Internet banking with bill pay. In addition, all account holders have access to free telephone banking, coin counting and notary services at their branch locations.

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