J.D. Byrider uses CNAC for financing. CNAC financing representatives work in-house to process loan applications. These representatives specialize in helping buyers with bad credit get a loan with affordable payments.
The financing process takes into account payday schedules and amounts, sources of other income, living expenses, disposable income, and potential trade-in value. The application may be made online or at the dealership. Processing the financing requires a driver's license, title for any trade in, most recent pay stub and most recent utility bill. The down payment is required along with contact information for references. Once approved for a loan, a buyer can test-drive vehicles in his budget range.