As of October 2015, the individual retirement account rates at Chase Bank start at 0.01 percent for a 15- to 17-month standard account with a $1,000 minimum deposit. The highest rate that the bank offers is 1.05 percent for a 120-month special relationship account with a minimum $100,000 deposit.
Chase Bank offers numerous other IRA rates, such as a 0.70 percent rate for a $1,000 minimum deposit in a 120-month IRA special standard account, with no limit on the deposit amount. The bank pays 0.25 percent for a $1,000 minimum deposit in a standard IRA account for 60 to 83 months, or for 84 to 119 months. The accounts have a $100,000 deposit limit. Other IRA options include 0.02 percent for minimum deposits of $1,000 in accounts that range from 1 to 11 months.