As of 2015, investment services that Santander provides include retirement planning, asset allocation, college planning and financial management, according to Santander Bank. Managed accounts and life insurance are also available. Financial consultants assist customers to establish goals, evaluate risk tolerance, develop customized plans and make adjustments for market trends and life-changing events. The bank offers customers a toll-free number to contact investment services representatives.
How an investor allocates assets in an investment portfolio is a significant factor in evaluating whether the portfolio performs in accordance with the investor's financial goals, explains Santander Bank. The bank's investment services include allocating assets to accommodate an investor's risk profile and goals.
Investment services representatives assist individuals to create and implement retirement strategies during the different stages of their lives and careers, notes Santander Bank. The bank offers a variety of retirement accounts to provide long-term income streams. Options include traditional individual retirement accounts, Roth IRAs, rollover IRAs, and fixed and variable annuities. Other options are available such as stretch IRAs, which can extend investors' IRA tax-deferred benefits to their heirs, and simplified employee pension IRAs. SEP IRAs provide a vehicle for self-employed people, small business owners and their employees to invest and save for retirement.
Santander's investment services also help individuals plan, save and pay for college educations while managing tax consequences efficiently, states Santander Bank.