What Are Some International Car Insurance Plans?


Quick Answer

As of 2015, international car insurance plans are available through companies such as Clements Worldwide, Geico, HUB International and Allianz Global Assistance. Also called overseas insurance, such policies typically include liability coverage, and collision and comprehensive coverage, for the vehicles that policyholders drive outside the United States, explains Geico. Options include rental coverage, which provides vehicles for policyholders to use while their cars are undergoing repairs. Overseas insurance coverage applies only to the policyholders' vehicles for personal use.

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What Are Some International Car Insurance Plans?
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Full Answer

International car insurance varies from country to country, and some countries impose limitations on an individual's ability to obtain coverage, notes Geico. Generally, the policies are available to government employees, expatriates, military personnel and third-country nationals. HUB International offers a variety of

international plans with options such as agreed-value coverage, replacement-vehicle coverage, uninsured- and underinsured-motorist coverage, and towing and labor. The company also customizes plans to meet the needs of its clients. Other options include coverage for recreational vehicles, motorcycles and collectible cars.

Clements Worldwide offers a range of international plans for expatriates, multinational organizations and businesses. The company claims to resolve most of its international claims in about 21 days through its headquarters in Washington, D.C. Allianz Global Assistance offers primary-coverage rental car insurance plans that include collision, damage, loss, and around-the-clock service for emergencies. Plan benefits can include coverage for existing medical conditions.

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