Interesting topics for discussion include whether it is preferential to invest or pay down debt, how goals can be achieved and techniques for handling unexpected setbacks, according to Principal. Neither of these quandaries has a correct response; instead, the solution depends on an individual's personal preferences.
When discussing whether to invest or pay down debt, the discussion should include calculations and emotional preferences. For example, from a financial standpoint, the potential rate of return from investing may be significantly higher than a loan's interest rate, as stated by Investopedia. However, some may find having any type of debt troubling, even when the debt makes mathematical sense.
One unexpected setback to discuss is handling unemployment. Sudden unemployment may prompt some to tighten their budgets and enjoy extra time with family until the perfect job comes along, while others may be motivated to find any job as soon as possible.