What Is the Interest on an Amazon Card?


Quick Answer

As of 2015, the interest on an Amazon card is 25.99 percent on purchases. This standard annual percentage rate changes depending on the Prime Rate. The exact rate depends on the time of application.

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Full Answer

As of 2015, the Amazon store card also offers unique financing with an interest rate of zero percent for various terms including six-, 12- and 24-month terms depending on the total cost of the purchased items. Consumers that make a purchase of $149 or more have the option to pay a zero percent interest rate for six months beginning from the acquisition date. Shoppers that buy items totaling $599 can choose a 12-month term of no interest charges. Once the special promotion time ends, the regular 25.99 percent rate becomes effective. The Amazon store card also offers cardholders a special interest rate for a 24-month term on select items.

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