Q:

What insurance plans offer senior care transportation cost coverage?

A:

Quick Answer

Two insurance plans that may offer senior care transportation cost coverage are Medicare and Medicaid. These plans offer a service called the Program of All-inclusive Care for the Elderly, which is also known as PACE. One of the benefits of PACE is transportation services.

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Full Answer

The exact requirements and services PACE offers in regards to transportation vary based on the consumer's individuals needs and the policies of the individual program. Transportation services can include transportation to PACE centers for activities and medical appointments if this has been deemed a medical necessity. Consumers may also receive transportation to their medical appointments within the community.

While there is typically no coverage for non emergency transportation under Medicare insurance, there is an option for some consumers. Medicare also offers a separate coverage under Medicare Part B that can assist with paying up to 80 percent of the cost of non emergency ambulance services. This coverage does require a statement from a patient's doctor stating that the transportation is a medical necessity.

Consumers may also be eligible for transportation assistance through programs in their local communities. In addition, consumers have to meet requirements for Medicare and Medicaid insurance coverage based on federal or state law.

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