How Do You Get an Insurance License?


Quick Answer

Acquiring an insurance license involves having at least a high school diploma, completing pre-licensing coursework and passing the state insurance licensing examination. Since the insurance industry is taking steps to make licensing standards uniform in all states, licensed insurance agents may soon be able to work and offer their services in several states, according to the InsuranceExpresss.com website.

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Full Answer

All states in the U.S. require insurance agents to be licensed to sell policies. Most of the states also require specific licenses to sell property and casualty insurance policies and life and health policies. The American Institute for Chartered Property Casualty Underwriter (AICPCU) and the Insurance Institute of America are the two organizations that jointly offer certification and designation programs. These programs include Certificate in General Insurance, Chartered Property Casualty Underwriter and Associate in Claims, according to Study.com.

The following shows how to acquire license to sell insurance policies.

  1. Obtain a high school diploma
  2. A high school diploma is the minimum requirement to become a licensed insurance agent. Experience or training in communication and analytical skills, as well as customer service, will also be helpful in the trade.

  3. Take pre-licensing coursework
  4. Enroll in schools that offer courses in General Insurance. Depending on the state, the requirement for the hours needed to complete the coursework may vary.

  5. Take the state examination
  6. After the pre-licensing coursework, take the state licensing examination to obtain a license as an insurance agent.

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