Does insurance cover LASIK eye surgery?


Quick Answer

Most insurance companies do not cover LASIK eye surgery costs because it is considered an elective or cosmetic surgery. While some insurance companies may negotiate with LASIK providers to offer a discount, people should be prepared to pay out-of-pocket for LASIK expenses.

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Full Answer

LASIK eye surgery corrects certain vision problems to reduce the need for eyeglasses or corrective lenses. LASIK is the most common kind of refractive eye surgery. It may be an option for people with nearsightedness, farsightedness or astigmatism. Some potential risks associated with LASIK eye surgery include undercorrections, overcorrections, vision returning to the pre-surgery condition over time, visual loss, astigmatism, double vision or dry eyes.

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