How Does an Insurance Company Appraise a Car?


Quick Answer

Certified appraisers at insurance companies estimate the cost of the insured vehicle. These employees also inspect vehicles after an accident to determine the cost of the repairs.

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How Does an Insurance Company Appraise a Car?
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Full Answer

Certified appraisers indicate on insurance forms the type of damage, repair cost estimates and recommendations for repair. They complete this process by conducting a full inspection of the vehicle in question, paying particular attention to the damaged areas. In order to conduct a thorough investigation of the vehicle, it is helpful for employees in this profession to have background knowledge in auto repair or the insurance field. When estimating the cost of damage, appraisers also pose questions to claimants, medical professionals and any witnesses to understand the complete story behind the accident.

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