Q:

Which insurance companies provide death benefits to survivors?

A:

Quick Answer

Death benefits are paid out by accidental death and dismemberment, life, and sometimes health insurance companies. Life insurance companies frequently offer both term and permanent policies with many options, including payment, payout and duration, according to Consumer Reports.

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Full Answer

Accidental death and dismemberment insurance pays in the case of an accident. Health insurance companies frequently offer life and end-of-life insurance benefits that can be added to their policies, as explained by Consumer Reports.

Term life insurance expires or needs renewal at the end of a scheduled duration. Many term life insurance policies offer a return of premium option that sometimes includes interest earned to those who live beyond the expiration of the policy. Permanent life insurance policies offer both fixed and variable payouts, notes Consumer Reports.

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