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What are some insurance companies offering classic car insurance?

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Quick Answer

Insurance companies that specialize in antique and classic car insurance include Hagerty Insurance Agency, Grundy Worldwide and Heacock Classic Car Collector Insurance, reports About.com. Additionally, some of the major insurance companies such as Geico, Allstate, Hartford and Farmers also deal in classic car insurance, and owners may save by purchasing their standard vehicle policies and classic car insurance through a single insurance company.

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Full Answer

Besides the classic car insurance it has offered since 1991, Hagerty provides contact with other classic car owners through the extensive Haggerty Collector Network, explains About.com. The Classic Car Club of America recommends Grundy Worldwide. It purports to be the first company to offer classic car insurance, beginning in the 1940s.

One of the key factors in selecting a classic car insurance provider is finding one that insures the agreed value that a professional appraiser sets rather than the stated or actual cash value of the vehicle, advises About.com. Additionally, owners need to understand the terms of usage of the policy. Classic car insurance companies typically allow vehicles limited mileage and usage only at parades, car shows, exhibitions and other events. Owners must usually store insured vehicles in a specific manner that the company stipulates in the policy.

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