Do All Insurance Companies Offer Dental Coverage?


Quick Answer

Not all insurance companies or health-care plans offer dental coverage. Some of the companies that offer dental coverage include HumanaOne, Delta Dental and Nationwide. Blue Cross and Blue Shield also offers dental coverage in some states, according to DentalInsurance.com.

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Do All Insurance Companies Offer Dental Coverage?
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Full Answer

As of 2015, DentalInsurance.com provides a list of 13 insurance companies that offer dental coverage. Dental insurance is available as a part of some comprehensive health plans or as a separate, stand-alone dental plan, reports HealthCare.gov.

Under the Affordable Care Act, insurance companies do not have to offer dental coverage to adults, says HealthCare.gov. Dental coverage must be made available to children 18 or younger, but the individual can choose whether or not to purchase it.

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