L'Alliance des caisses populaires de l'Ontario is a cooperative, member-driven financial institution representing 12-member organizations and 55,000 members in 23 Ontario communities as of 2016. The credit union federation is part of the Co-operators, a 43-member finance and insurance co-operative whose Ontario members include the Ontario Federation of Agriculture, the Co-operative Housing Federation of Canada, the Ontario Natural Food Co-op, the Gay Lea Foods Co-operative Limited and the United Steelworkers District 6.
Elsewhere in Canada, Co-operators members represent the service, health, finance, retail/consumer, agriculture and labor sectors. Under its umbrella, the organization offers home, travel, auto, life, group, commercial and farm insurance and holds over $40 billion in assets.
L'Alliance des caisses populaires’ member credit unions include locations in North Bay, St. Charles, Sturgeon Bay, Mattawa and Bonfield. Five members of Caisse populaire de Kapuskasing limitée, located in
Sturgeon Falls, Noelville, Alban, Kapuskasing and Verner, work with the Canadian government’s First Nations Market Housing Fund. The credit unions lend money to eligible participants of the program who are descendants of Canada’s original Aboriginal tribes.
Each member of the l'Alliance is a part owner of the institution. At the end of each financial year, members receive dividends, surplus earnings that are divided and distributed, according to guidelines.