TD Bank Visa gift cards are PIN protected non-reloadable cards limited to the stored value at the time of purchase, reports TD Bank. Once purchasers or recipients sign the cards, they are non-transferable. Only TD Bank account holders can purchase gift cards.Continue Reading
A purchaser or gift recipient acquiring a new TD Bank gift card must follow the instructions on the card sticker to register and activate the card online or by phone, according to TD Bank. The card's PIN is automatically set as the final four numerals of the card number, but a cardholder can change it online by accessing TD Bank Card Services. Although there are no fees for setting up and using the card, TD Bank charges a fee when the card remains inactive for 12 months and a fee when they replace a stolen or lost card. Cardholders can check the card balance at any time by logging in to TD Bank Card Services.
TD Bank Visa gift cardholders can use the cards to purchase items at any retail outlet that displays a Visa logo, notes TD Bank. Cardholders can also use the cards to make purchases by telephone or online, but they cannot use the cards to withdraw cash from an ATM or receive cash back with a purchase. When a purchase price exceeds the balance left on the card, cardholders can split the purchase between the gift card and another type of payment.Learn more about Credit & Lending