When applying for Big Lots credit or leasing program online, powered by Progressive, applicants must provide a full name, address, social security number and driver's license. The application also requests sources of primary income, such as current employers, bank account and credit card information, to evaluate assets and debts.
The Big Lots credit application requires customers to provide employment information such as the company name, address, date of hire and monthly income. Bank account information must include the bank's name, address, date the account was opened, routing number and the applicant's checking account number.
If the applicant is in possession of any credit cards, the credit card number, expiration date, billing address and name of cardholder must be provided. The application also requires customers to indicate if they own or rent a home.
Two references must be included on the application. When providing references, the applicant can only provide names, addresses and phone numbers of two relatives who do not reside at the same residence. The applicant must conclude the application by detailing the Big Lots store location where credit or a leasing agreement is to be honored, and after agreeing to the terms and conditions of the credit application, submit the online form. Credit applications can also be completed at most Big Lots retail stores.