Sheetz offers a Visa Credit Card to consumers and a Fleet Credit Card to businesses, both of which require credit checks and the review of personal information. The information requested in applying for a Visa Credit Card with Sheetz, for example, pertains to identification, contact and salary information.
In addition to agreeing with Sheetz's credit terms, applicants for the Visa Credit Card must provide the following information: full name, Social Security number, date of birth, mother's maiden name, e-mail address, home address, phone number, the quantity of years the applicant has lived at the listed home address, housing status, monthly housing payment, present employer's name, employer's phone number and total annual income.
Sheetz maintains that applicants' Social Security numbers are necessary in obtaining credit bureau information to process applications. Furthermore, Sheetz contends that applicants' mothers' maiden names help the company to not only verify applicants' identities, but also to safeguard applicants' accounts.
Additionally, Sheetz propositions applicants to provide the full names of any people they wish to make authorized users. Authorized users, as defined by Sheetz, are people who can use the account to purchase items from Sheetz, but cannot change any of the pertinent information relating to the account. If a given application is successfully processed and approved, the credit card is issued by First Bankcard, a division of First National Bank of Omaha.