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What information does an auto insurance card contain?

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Quick Answer

An auto insurance card generally contains information about the policyholder's name and policy number, the effective date of the policy, the insurance provider and the state where the insurance card is valid, reports AutoInsurance.org. The card also shows the policyholder's vehicle identification number and information about the vehicle he owns.

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Full Answer

The upper part of an auto insurance card shows the name, address and contact number of the insurer, states AutoInsurance.org. The vehicle model and year also appear on the card. Some car insurance cards display instructions for filing a claim and what to do in the event of an accident. Policyholders with road side assistance coverage may find contact details for the service on the back of their car insurance cards.

Policyholders must not carry expired auto insurance cards, because having an expired card is similar to lack of proof of insurance, notes AutoInsurance.org. Those who lose their insurance cards should call their insurance providers immediately to obtain replacement cards. Insurance firms typically email a printable temporary card that policyholders can use while waiting for a permanent card.

Auto insurance cards are essential sources of information for drivers involved in an accident, police officers who investigate accidents or stop drivers due to driving violations, and the state motor vehicle department, states AutoInsurance.org. Drivers who fail to provide proof of insurance may get a ticket or have their licenses suspended.

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