Q:

What are some indications of a false bank statement?

A:

Quick Answer

A false bank statement might have a different logo, font and format to regular statements, according to Scambusters.org, and the perforation could look and feel different. It may also arrive at a different time than expected.

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Full Answer

A false bank statement could arrive unexpectedly in the middle of the month, rather than on the date the bank typically mails statements. Scambusters.org points out that it may look like a legitimate banking institution, but one with which the receiver has no business relationship.

The statement might have a different feel than a standard bank statement, explains Scambusters.org. For example, the watermark may be different or missing altogether. Because many fake bank statements are printed on a home computer, rather than on the specialty printers that banks use, the paper texture is likely to feel different. The name on the statement might not match the name on the legitimate bank account. It could use a former name, such as a woman's maiden name. This is a red flag that someone is using an outdated list purchased from a scammer.

Fraudsters are bound to make mistakes, notes Scambusters.org. Things to look for include the times that transactions took place, whether the amounts match your receipts, and if the bank's address, phone number and routing number match the ones on genuine prior statements or on the bank's website.

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