HumanaOne supplemental health insurance plans are offered to help policyholders with expenses resulting from unexpected life changes. HumanaOne life insurance plans are designed as an affordable option for children and seniors. Plans require little to no underwriting, with premiums starting at just a few dollars a month, according to HumanaOne.
The Cash Cancer Plan from HumanaOne makes a lump-sum cash payment to help with unexpected expenses after the initial diagnosis of cancer by a policyholder or covered family member.
The Critical Illness Cash Plan pays cash to members if they or someone in their family is diagnosed with a covered critical illness, such as a heart attack, stroke, cancer or other serious ailment.
The Accident Benefit Plan provides reimbursement for out-of-pocket expenses, including office visits, X-rays, hospital confinement, outpatient surgery and other charges stemming from accident or injury.
For minimal cost, the Junior Estate Builder life insurance plan offers protection for children and grandchildren until the age of 25 before converting to a whole life policy for lifetime coverage.
The Memorial Fund whole life insurance plan's guaranteed values grow as the policy matures, paying cash to the designee for funeral costs, medical bills, legal fees, taxes and other final expenses.