Humana's dental insurance plans include dental preferred provider organization, or PPO; traditional preferred; preventive plus; dental health maintenance organization, or DHMO, prepaid; and advantage plus, notes Humana. Its dental insurance plans focus on early diagnosis, prevention and treatment. The plan certificates contain information on deductibles and waiting periods.
The traditional preferred plan offers low deductibles and the flexibility to visit any dentist, states Humana. Dental PPO offers discounts to patients who use in-network dentists, but also offers the choice of using out-of-network dentists. Preventive plus covers some basic and major services, and it offers discounts that are only available on some services provided by in-network dentists. Patients who opt for advantage plus use dentists in the Humana Dental Advantage Plus network at a prenegotiated rate. DHMO-prepaid allows patients to see their dentist at a prenegotiated rate.