A Horizon Gold credit card is a credit card that can be used only for purchases at the Horizon Outlet. Applicants are guaranteed an introductory credit line of $500, and the card is geared towards consumers with bad credit. A credit check is not required to obtain the card.
The Horizon Gold credit card does not charge monthly interest; instead, the consumer is charged monthly maintenance fees. It also requires an activation fee and additional fees for residential delivery and late or insufficient payments. Examples of products that consumers can purchase with a Horizon Gold credit card include apparel, electronics, jewelry, toys, home goods and other seasonal products.