As of 2015, HomeTrust Bank has locations only in four Southeastern states. HomeTrust has 22 branches in North Carolina, two branches in South Carolina, 12 branches in Tennessee and 11 branches in Virginia.
HomeTrust Bank was founded in North Carolina in 1926 to serve as a community bank. As of 2014, the bank had $2.64 billion in assets. Some of the services provided by HomeTrust to personal banking customers include checking and savings accounts, home and vehicle loans, credit card services and investment services. The bank also provides treasury management and payroll services to the small businesses that bank with it.