Users can load up to $500 on the prepaid Vanilla Visa gift card, as of 2015. The Bancorp Bank issues the card, which is available through retailers nationwide, according to OneVanilla.com.
The Vanilla Visa gift card is ready to use immediately after loading, notes OneVanilla.com. No personal information or credit check is required for purchase. Cardholders can use the card when shopping with any retailer that accepts Visa. However, the card does not allow users to withdraw cash at ATMs. Registering the card online and adding a ZIP code to the account allows the customer to use the card at a gas pump and to shop online.